Welcome to My Fresh Start Lawyer

We are a Debt Relief Agency under the Bankruptcy Code and help people file Chapters 7 and 13 Bankruptcy.

Subranni Zauber LLC has been practicing New Jersey Bankruptcy Law in South Jersey, Pennsylvania, and Delaware for over 45 years. If real experience counts when looking for bankruptcy lawyers in New Jersey….Look No Further.

Bankruptcy filings in New Jersey, Pennsylvania, Delaware, and New York fall under Chapter 7 and Chapter 13 — they work wonders. For example, under Chapter 7, all credit card debt, personal loans, income taxes (over three years old – see “Q & A”), car repossession deficiencies, and other types of debt are forever forgiven. And, all possessions including bank accounts, cars, pension and IRA plans (in all cases) and real estate are protected from creditors provided the value or equity falls within your “exemptions.” Discuss the exemptions with one of the many New Jersey bankruptcy lawyers. If money is owed on a car, the debt can be reaffirmed and the payments continued as if no bankruptcy were ever filed regarding the car.